What happens if you and the insurance company cannot agree on the amount your are owed?
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If the insurance company refuses to pay a fair figure for your property damage you always have a right to enforce your rights by filing suit against the other motorist or your own insurance company, depending on which company is adjusting the claim. The down side to such an action is that lawsuits take time. It may be months before you arrive at the end of the litigation process. Additionally, there is no guarantee of success in any lawsuit. The other problem you face is that you can not file suit today for your property damage claim and file a separate suit later for your personal injuries. This is known as separating your causes of action and is not allowed in Florida. You must bring suit for all of your damages, property and personal, at one time. Normally, such a claim must wait until the injured party has been discharged by their treating physician. As you can see, property damage claims can be complicated and difficult. The information in our web site only provides the most basic understanding of many of the issues you may be confronted with. |
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